In general, the lower the insurance group number of a car, the cheaper it is to insure. This means that cars in insurance group 1 are likely to be the cheapest to insure, while those in group 50 will be the most expensive. The Volkswagen Polo is a small car that does everything right, it's even incredibly economical if you choose one of the lower-powered models. Think of a cheap car to insure and probably think of a city car like the Citroen C1: a thin, thin car with small wheels and a colorful interior that is designed to make the helmet reach Citroen showrooms like moths to a light bulb.
Group 1E's cheap insurance premiums do nothing to diminish its attractiveness to young people. Citroen C1 life would have been much easier if Volkswagen hadn't built the Up City Car, which is significantly more up to date than its French counterpart, which says something because the VW itself is an old design. The Nissan Micra is another big car stuck in a small body. It also looks much better than the ugly version it replaced thanks to Nissan's Vmotion grille and the twisted fold that goes from nose to tail.
The Skoda is also a much better all-rounder when it comes to driving. The Smart Forfour can be great in the city, but on the highway you'll feel exposed and strong winds tend to push it down the lane. Try to take a turn quickly and it looks like the door handles are going to scratch the road. All that said, if you opt for the 1.0 liter model, it's cheap to insure and work.
You could argue that Kia Rio is the small car for thinkers. It has a class-leading warranty that guarantees its reliability for seven years, something that's not bad when most rivals are covered for less than half that time. The SEAT Mii is a city car that does everything right, instead of devoting all its efforts to being a specialist in the city center. It is based on the Volkswagen Up, which explains why the two cars are so similar to watch, sit and drive.
That said, the Mii is cheaper because, well, the SEAT badge is not as attractive as the VW one. There is no need to let go of chandies, they don't look sharp because, like the SEAT Mii, the Skoda Citigo is another car that looks (and is) almost identical to the Volkswagen Up: the Skoda is the cheapest of all. Some might also say you have the least desirable badge. The SEAT Ibiza is another car that benefits from the VW Group's propensity to manufacture large platforms, which it then uses to prop up several different models, in this case, it is the Volkswagen Polo with which the SEAT shares its parts.
As expected, its 70 hp engine means it is anemic outside the city, although it does qualify for Group 2E insurance, but a bigger problem is how unsafe it feels at speed, which means it is not as complete as the Volkswagen Up, Skoda Citigo and SEAT Mii. However, it is cheaper to buy than the largely identical Smart Forfour. If the Kia Picanto were a hi-fi device, it would be a midi system for the Volkswagen Up spacers: the Kia lacks the underlying quality, feel and ride of the VW, but it makes up for it by giving it a lot of features at a lower price. Okay, we're being a little harsh because judged against the little Hoi Polloi, the contemporary versions of the Volkswagen Polo, the Ford Fiesta and the rest, the Adam was pretty decent.
It felt pretty well built for an Opel and there were a ton of customizations available so you could stamp your own character on it. Rear seat space was tight, but that's normal for the field with a modern hatchback. The Hyundai is a car that makes a lot of sense on paper. It's one of the largest “small” cars you can buy, so it has space for four adults and their luggage and only has five doors, so you have excellent access to the rear seats.
You also get more equipment than a Volkswagen Polo or Ford Fiesta for the same price. Unfortunately, MG is nowhere near as sweet as the nation's favorite chocolate. It's Chinese-owned, from an inexpensive manufacturer, and its poorly finished interior makes that very clear. Rivals such as the Ford Fiesta and Volkswagen Polo are ahead in terms of quality and also have more space.
Are you looking for a cheap car to insure? Follow the links below to find cars in the lowest insurance groups, which insurers classify as cheaper to repair and therefore to insure. All cars are placed in an insurance group between one and 50, with one being the cheapest and 50 being the most expensive. Factors that can affect a car's insurance group include value, convenience, performance, and safety. The Hyundai i10 is a modern-looking hatchback that is packed with standard equipment, including air conditioning and power windows.
You also don't have to go too far out of the range to get a touchscreen infotainment system. It's spacious enough (only) for four adults, and the trunk is big enough for a weekly trip to the grocery store. Small dimensions and light controls make the i10 perfect for getting around the city, and parking is a breeze. However, the 67 hp engine will have to work hard to keep up with the traffic, and these are the models that belong to the lowest insurance group.
The Volkswagen Up is like a sports star that has existed for years and is still at the top of its game. The interior has a simple appearance, but is actually full of standard kits, such as DAB radio, Bluetooth, and air conditioning. Car Safety The cheapest cars to insure will often be those that have safety features built in by the manufacturer, such as alarms, high-security locks, or immobilizers that prevent the car from heating up. And if an area has a particularly high theft rate, car insurance can be more expensive due to the risk of vehicle theft.
You can get car insurance discounts in North Carolina based on the way you drive, the car you own, and your relationship with your insurance company. On average, the cheapest insurance companies in North Carolina are Geico, Erie, and North Carolina Farm Bureau. The biggest drawback to paying for car insurance on a monthly basis is that it's almost always more expensive than paying the full six or 12 months of coverage up front. North Carolina is one of eight states that do not require high-risk drivers to file a Form SR-22 as proof of insurance, but coverage can still be much more expensive than average for drivers who would need an SR-22 elsewhere.
The Best No-Down Auto Insurance Keeps Rates Low and Only Requires First Month's Payment to Start Your Policy. For example, North Carolina drivers can expect to pay an average of 278% more for car insurance after actions such as driving under alcohol, driving with a suspended license, or driving recklessly. The average cost of car insurance in North Carolina is 34% lower than the national average car insurance premium, and North Carolina ranks 13th out of 50 for the most affordable car insurance rates in the U.S. UH.
The cheapest states for car insurance are Iowa, Vermont, and Nebraska, according to WalletHub Cheap Auto Insurance Study. . .