The Florida Farm Bureau stands out for offering some of the lowest auto insurance rates for seniors in Florida. Although car insurance isn't the only way to comply with this law, you can post a bond, for example, most drivers choose to purchase a policy that includes bodily injury liability coverage. Progressive won the Best Car Insurer for Teen Drivers award with its low rates and safe driving programs designed for new licensees. You can also use MoneyGeek's car insurance calculator to get a more specific estimate based on your age, vehicle, and driving history.
Since Florida is a no-fault state, your own PIP coverage will pay for your medical costs if you are injured in an accident, regardless of who was at fault. According to the Insurance Research Council, about 20% of Florida drivers don't have car insurance, the highest rate in the country. Drivers insured with Allstate can save by digitally managing their policy, installing safety equipment and adopting safe driving habits to benefit from the company's exclusive Safe Driving Voucher. Florida is one of many states where insurers can use their credit rating as a determining factor in their rates.
Retired adults who don't use a car will often find affordable coverage through the Florida Farm Bureau, the state's best car insurance company for seniors. Floridians must offer car insurance discounts for vehicles with anti-lock brakes, anti-theft devices, or air bags. Florida requires liability insurance for property damage and pays for other people's damages if you cause an accident. Seniors may also be interested in some of the other Florida Farm Bureau services, such as retirement planning and life insurance.
We recommend that you contact Allstate, Geico and State Farm for car insurance quotes if you are a Florida driver.