Minimum auto insurance coverage tends to come with relatively low policy limits and it leaves out lots of optional protections such as collision and comprehensive insurance. It is far, far better to purchase minimum auto insurance coverage than to deal with the hassle and consequence of not having it. When buying auto insurance, drivers will likely notice that there is a minimum amount of protection they must purchase. Costs more than minimum required coverage.
If you live in a state that does not require car insurance, like New Hampshire or Virginia, you're still financially responsible for injuries and property damage resulting from an accident. But if you're wondering whether it's worth having, .