In a world without car insurance, the other driver and her passenger could sue you for 100% of their medical expenses, loss of use, motor vehicle damage, and more. Repairs, damages, and potential legal costs aren’t cheap, and most people don’t have enough money on hand to cover these in case of an emergency. Car insurance is what can help pay for all, or a portion, of those costs. Car insurance is what can help pay for all, or a portion, of those costs.
Car insurance policies cover you for damage or injuries caused by an accident or collision with another car. SR-22 insurance, as it’s known, can cost anywhere from 150% to 400% of a regular policy.
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