When it comes to car repairs, it's important to know what is and isn't covered by your insurance. In the case of a broken head gasket, insurance may cover the cost if the mechanical failure was caused by an external force such as vandalism, flooding, or other external forces. However, if the mechanical failure was caused by simple wear and tear or lack of maintenance, insurance will not cover the cost. If you're looking for coverage for such events, you may need to purchase an extended warranty.
Car insurance is usually for accidents and not mechanical breakdowns. If you're looking for ways to lower your insurance costs, you may want to consider taking a driver's education course or look into one-time payment options from companies that offer coverage. In some states, you may be charged for every day your car is uninsured, even if you don't drive it. If your car insurance is about to expire, you may want to look into renewing it or purchasing a new policy.
It's important to note that auto insurance does not cover mechanical breakdowns that do not result in a covered accident or that result from a covered accident. A Vehicle Service Contract (VSC) is a contract between you and a VSC provider or administrator that outlines what is and isn't covered in terms of repairs. It's important to read through the contract carefully before signing it so that you know exactly what is covered and what isn't. In conclusion, insurance may cover the cost of a broken head gasket if the mechanical failure was caused by an external force such as vandalism, flooding, or other external forces.
However, if the mechanical failure was caused by simple wear and tear or lack of maintenance, insurance will not cover the cost.
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